Schemes for Housing, Electricity, LPG, Water & Food (2026)
11 schemes · central & state · official links
Data last verified against official sources:
These are the government schemes tracked on Nagarik that home essentials can use: housing, free or subsidised electricity, LPG, tap water, property cards and free foodgrains. 7 are central schemes that apply across India and 4 are run by state governments. Each scheme links to its own page with eligibility, status and the official website. Apply only on official government portals; you do not need an agent.
Central government schemes
| Scheme | Run by | What it offers | Official link |
|---|---|---|---|
| Pradhan Mantri Awas Yojana — Gramin (PMAY-G) | Government of India | Rural housing scheme providing financial assistance to homeless and kutcha-house-dwelling families to construct permanent homes. | pmayg.dord.gov.in ↗ |
| PM Surya Ghar Muft Bijli Yojana | Government of India | Flagship scheme providing rooftop solar installations to 1 crore households with central subsidy. | pmsuryaghar.gov.in ↗ |
| Pradhan Mantri Ujjwala Yojana (PMUY) | Government of India | Provides free LPG connections to women from Below Poverty Line (BPL) households, with the goal of replacing biomass-burning cooking with clean fuel. | pmuy.gov.in ↗ |
| Jal Jeevan Mission | Government of India | Har Ghar Jal programme ensuring piped drinking water to every rural household by 2024. | jaljeevanmission.gov.in ↗ |
| SVAMITVA (Rural Property Cards) | Government of India | Drone-based survey of inhabited rural land that gives village households a legal property card, which can be used to get bank loans. | svamitva.nic.in ↗ |
| Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY) | Government of India | Free foodgrains for households covered under the National Food Security Act, distributed through ration shops. | nfsa.gov.in ↗ |
| Pradhan Mantri Jan Dhan Yojana (PMJDY) | Government of India | Financial inclusion programme providing bank accounts, RuPay debit cards, and accidental insurance to previously unbanked households. | pmjdy.gov.in ↗ |
State government schemes
| Scheme | Run by | What it offers | Official link |
|---|---|---|---|
| LIFE Mission — Housing for All | Kerala | Housing programme for landless and homeless families in Kerala. | kerala.gov.in ↗ |
| Abua Awas Yojana | Jharkhand | Jharkhand's own state housing scheme for homeless and BPL families who do not qualify under the central PM Awas Yojana. | aay.jharkhand.gov.in ↗ |
| Gruha Jyothi — Free Electricity | Karnataka | Free electricity up to 200 units per month for all domestic households in Karnataka, implemented as a direct subsidy to distribution companies (BESCOM etc.) on behalf of consumers. | sevasindhugs.karnataka.gov.in ↗ |
| Anna Bhagya — Food Security | Karnataka | Enhanced food security scheme providing 10 kg of free rice per month to BPL families under the state's Public Distribution System. | sevasindhugs.karnataka.gov.in ↗ |
Schemes for others
Frequently asked questions
Which government schemes are there for home essentials in India?
Schemes tracked on Nagarik include Pradhan Mantri Awas Yojana — Gramin (PMAY-G), LIFE Mission — Housing for All, Abua Awas Yojana, PM Surya Ghar Muft Bijli Yojana, Gruha Jyothi — Free Electricity, Pradhan Mantri Ujjwala Yojana (PMUY), Jal Jeevan Mission and SVAMITVA (Rural Property Cards).
Which central government schemes are for home essentials?
Central schemes include Pradhan Mantri Awas Yojana — Gramin (PMAY-G), PM Surya Ghar Muft Bijli Yojana, Pradhan Mantri Ujjwala Yojana (PMUY), Jal Jeevan Mission, SVAMITVA (Rural Property Cards), Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY) and Pradhan Mantri Jan Dhan Yojana (PMJDY).
Where can I apply?
Apply only on the official portal of each scheme. For example: Pradhan Mantri Awas Yojana — Gramin (PMAY-G) (pmayg.dord.gov.in); Abua Awas Yojana (aay.jharkhand.gov.in); PM Surya Ghar Muft Bijli Yojana (pmsuryaghar.gov.in); Gruha Jyothi — Free Electricity (sevasindhugs.karnataka.gov.in).